CEMI Labs · with IBizAI
Financial
Innovation Lab
Where financial technology stops being a slide and starts being a machine. Four experimental areas for testing the future of money — real hardware, a simulated financial ecosystem, an Open Sandbox and real people. Real tools and platforms, real conditions.
Where opportunities become pilots
This is where ideas and new technologies stop being opportunities and challenges — and become ready-to-market pilots, tested on real-life devices in controlled environments — accelerating innovation across the financial sector.
Ideas become projects: connected with partners, mentors and experts; tested across multiple scenarios; submitted to stress and security tests. And validated by users, vendors and providers on real platforms, devices and controlled software environments — ATM, ITM, smartphones, cameras, wireless readers, APIs, web services and more.
Three minutes on the floor
Watch what the Lab is — narrated, in motion: the four experimental areas, the Virtual Financial Ecosystem, and the programs, in under three minutes.
Explore the Lab
Every part of the Lab has a page of its own. Pick a door.
Showcase
These two flagship programs put the Lab’s work on show — two among the many programs running on the floor. Existing and running programs → · What the Lab is worth to your institution →
The Intelligent ATM Program
A public live demo on real machines: an ATM that converses, explains and solves. No appointment, no sales call — the machine speaks for itself.
ibizai.ai/atm/launch →
The Virtual Financial Ecosystem Simulation
Its first branch, the Transactional Ecosystem: a digital twin of a country’s banks, rails, networks and regulators, speaking real formats — whole processes run end to end without touching a real institution.
financialecosystem.io →Today this is a simulation, not a digital twin in the strict sense: there is not yet a finished system to be a twin of, since the instant-payments system is being built now. Our aim is to become the true digital twin of the Dominican financial ecosystem as it takes shape, following the work and guidelines of the Central Bank, the Superintendencia and the industry.